marius maierOur specialized insurance broker Marius Maier is available daily for information or details.
Telephone: 0742-276.537
E-mail: maier_marius@cmcasigurari.ro

Please contact us using the following form and we will get back to you as soon as possible.

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Life insurance


Life insurance is a contract between the insurance company and you, covering the sum insured, payable to the beneficiary of the policy in case of the insured event.

Initially, the insured event was the decease of the insured, in this case, the insurance policy having the purpose of financially protecting the family. The sum insured is calculated depending on the financial possibilities to pay the premium, but also depending on the needs of the family in case of the death of the insured.

Over time, the insurance companies added to the risk of death: injury, disease or the survival of the insured, thus the policy has a determined period. This period can be chosen by the insured, as long as it fits the minimum required by the insurer (in case of multiple insurers, the life insurance policy shall be concluded for 10 years minimum).

There are some insurance policies that, when the policy expires, the beneficiary receives the sum insured, not only in case of the unfortunate event, but also in case of survival. This way, the life insurance becomes a way of saving and it can be used as an additional pension, savings fund for an anticipated event or simply for maintaining a comfortable lifestyle.

When the beneficiaries are the children of the insured, the insured event may be: birth, wedding, higher education funding etc., with the purpose of ensuring them financial independence in a moment that requires a cash contribution that can exceed the normal budget of a family.

Anyone can conclude insurance policies of this type, to the same or to different insurers and for different sums insured. In case of the insured event, the beneficiary will collect money from all insurers.

Life insurance will help your dreams and desires for the future come true, even if you will not be with your family anymore. As part of the financial plan, life insurance will ensure the beneficiary/beneficiaries the standard of living that you ensured, when you will not have the possibility anymore.

About life insurance:

* How much does life insurance cost?
* What is a life insurance?
* Which are the types of life insurance?
* How do you conclude a life insurance?

The importance of a life insurance:

* Who needs a life insurance?
* What does a life insurance offer us?
* Which are the risks covered by the life insurance?
* How can I save money through a life insurance?

marius maierOur specialized insurance broker Marius Maier is available daily for information or details.
Telephone: 0742-276.537
E-mail: maier_marius@cmcasigurari.ro

Please contact us using the following form and we will get back to you as soon as possible.

* Mandatory field